Terms of Service

1. Eligibility and accounts

You must be at least 18 years old and able to form a binding contract. If you use BizAnywhere on behalf of a business, you represent that you are authorized to bind that business to these Terms.

You are responsible for the accuracy of your account information, for safeguarding your credentials, and for all activity that occurs under your account. Notify us immediately at support@bizanywhere.app if you suspect unauthorized access.

2. Description of the Service

BizAnywhere is a business operations platform. Depending on your plan, the Service may include a business command center, document vault and e-signature workflows, secure messaging, a professional network (bankers, CPAs, attorneys, insurance, and other advisors), a business credit center, a marketplace of services and resources, and integrations with third-party business tools.

• We are not a bank, lender, broker, law firm, accounting firm, insurance agency, or credit repair organization.
• We do not originate loans, extend credit, provide legal, tax, accounting, or investment advice, or guarantee any funding, approval, or credit outcome.
• Readiness scores, health scores, briefings, and recommendations are informational tools only and are not a promise of any result.

3. Professional network and third-party providers

Bankers, advisors, service providers, and other professionals available through BizAnywhere are independent third parties. They are not our employees or agents. We may verify certain credentials, but verification is not an endorsement, recommendation, or warranty of any professional's services, licensing status, pricing, or results.

Any engagement, contract, fee arrangement, or transaction between you and a professional is solely between you and that professional. You are responsible for performing your own due diligence.

4. Your content and license

You retain all rights to the documents, business data, messages, and other materials you submit ('Your Content'). You grant us a limited, non-exclusive, worldwide license to host, store, transmit, display, and process Your Content solely to operate, secure, support, and improve the Service, and to share it with parties you explicitly choose (for example, a professional you share a document with).

You represent that you have the rights necessary to submit Your Content and that it does not violate law or the rights of others.

5. Acceptable use

You agree to use the Service in accordance with our Acceptable Use Policy, which is incorporated into these Terms. We may suspend or terminate accounts that violate it.

6. Plans, billing, and trials

• Paid plans are billed in advance on a recurring basis until cancelled. Fees are stated at the point of purchase.
• Unless required by law, fees are non-refundable and partial periods are not prorated.
• You may cancel at any time; cancellation takes effect at the end of the current billing period.
• Promotional offers, launch specials, and any included hardware are subject to the additional terms disclosed with the offer, including minimum term and return conditions.
• We may change pricing with at least 30 days' notice before the change applies to your next renewal.

7. Integrations

When you connect a third-party tool, you authorize us to access and exchange data with that tool on your behalf as described at the time of connection. Your use of a third-party tool is governed by that provider's own terms and privacy policy. We are not responsible for third-party services, their availability, or their handling of data once it leaves the Service.

8. Intellectual property

The Service, including its software, design, trademarks, and content we provide, is owned by us or our licensors and is protected by intellectual property laws. Except for the rights expressly granted here, no rights are transferred to you. You may not copy, reverse engineer, resell, or create derivative works from the Service.

9. Confidentiality between users

Information you share with a connected professional through the Service — including documents, financials, and messages — should be treated as confidential by the recipient. We provide the tools to control and revoke access, but we cannot control what a recipient does with information once it is disclosed to them.

10. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Service will be uninterrupted, error free, or that any score, insight, or match will produce a particular business or financial outcome.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS.

12. Indemnification

You will defend, indemnify, and hold us harmless from any claim, loss, or expense (including reasonable attorneys' fees) arising from Your Content, your use of the Service, your violation of these Terms or applicable law, or your dealings with any professional or third party you meet through the Service.

13. Suspension and termination

You may stop using the Service and delete your account at any time. We may suspend or terminate access if you materially breach these Terms, create risk or legal exposure for us or other users, or fail to pay fees when due. Following termination we will retain and delete data as described in the Privacy Policy.

14. Governing law and disputes

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict of law rules. You and we agree to the exclusive jurisdiction of the state and federal courts located in Texas. Before filing a claim, you agree to contact us at support@bizanywhere.app and attempt to resolve the dispute informally for at least 30 days.

15. Changes to these Terms

We may update these Terms. If a change is material we will provide notice in the app or by email before it takes effect. Continued use after the effective date means you accept the updated Terms.

16. Contact

God Plus Goals Inc. d/b/a Xcellant Apps, Texas, United States. Questions about these Terms: support@bizanywhere.app.